Please be aware that this summary is not intended to be exhaustive, and does not form part of the insurance contract set out in the official policy document.

Cover for expenses occurred in averting or minimising loss such as wreck removal, inspections after grounding and costs incurred in avoidance of pollution.

We pay the cost of your overnight accommodation up to a total of £500 if your vessel is uninhabitable.

We pay your repatriation expenses if your vessel cannot be repaired within 7 days up to £500.

We provide cover for related personal property up to £1000 per item (unless a higher figure is agreed).

We provide you with up to £3 million in legal liability cover for third parties.

Cover is provided for accidents and injuries arising on board or in relation to use of the vessel up to £20,000.

Typically available for UK, Brest to Elbe, European waters and Mediterranean, as required by the customer. Other areas can be added on request.

In transit cover for transporting your vessel overland.

Up to 25% no claims bonus after 5 years (new customers can transfer their existing no claims bonus.)

A Priority Claims Service which ensures rapid turnaround and response times, including a “fast track” 48-hour settlement service for smaller claims.

Racing cover is included as standard (with certain exceptions).

Preferential rates for clients holding recognised sailing and nautical qualifications.

Your policy can be custom-built to match your requirements including commercial uses, ocean racing etc. Please consult with your broker for a quotation.